Information about Switzerland

Switzerland - a beautiful country with a comfortable way of living, a well-developed infrastructure and a high quality of life – took fourth place in the list of the Most Competitive Economies of the World 2009. The bank secrecy and privacy, the world crisis and millions invested into its development keep international interest in this country alive, but do not remove the national pressure. Does the crisis have an effect on the general property market situation in Switzerland? Is it difficult to buy a house in Switzerland? What are the advantages of owning a house over here? What does the property price forecast resemble?

Answers to these and other questions can be found in this section.

Firstly, let us consider the advantages of investing in Swiss real estate in general terms.

For decades Switzerland has enjoyed great popularity as the country of capital investments. Interest rates on bank deposits are relatively low here (around 2% on deposit accounts in Swiss Franks). At the same time it is reasonable to expect that investments in office spaces, for example, will bring a guaranteed annual yield of 6%. The guarantor in this case is the lease agreement.

Investments on the equity market may obviously bring a higher yield. However, the risks here are also higher with no guarantees. Yet often we wish not only to increase, but also to retain our capital in the kind of economically and politically stable country that Switzerland has now remained for many centuries.

Capital investment in property brings guaranteed returns with minimal risks, which puts it at a great advantage in comparison with other types of investment.

Traditionally, significant price fluctuations have not been observed on the Swiss property market. For decades property prices have not grown due to the large government investments in allotments. Consequently, significant price fluctuations are not possible on the Swiss property market, since they are usually caused by excessive speculations.

The price of real estate in Switzerland increases at an annual rate of 2-3%.

The purchase of real estate in Switzerland is usually a decision with a long-term outlook. The deciding factor in this case is usually the retention of capital and its sensible increase.